Da Frauded

While I was doing some routine checking on all of my accounts I noticed some askew, very askew. My checking account was debited $1,080 for a Western Union online withdrawl, which caused my account to be overdrawn. Now I don't ever recall using Western Union for anything, so I figured that there must be some sort of mistake ... or worse. So I headed for my bank after work to see what was up. The teller called Western Union and the first thing they asked when the teller said there had been an unusual charge to my account was, "Is it fraud?" Ah fraud, a $400 billion industry. So after jumping through some hoops and enduring a week without cash I should get all that money back. When I got off the phone with the Western Union rep she told me that I could contact my local authorities. I am still thinking about this. I feel like I should but I know that 98% of fraud cases end with no conviction. I don't know if that is because it is hard to catch con artist, people don't report it, or if the police just don't give a damn and end up throwing the claim at the perpetual botttom of an ever growing pile of cases. Then I started thinking about the ways that people could get my debit card information. And i came up with several ideas. Two opprotunities arose during the simple act of ordering a pizza. First I had to give my card number over the phone so they could run it through. At this point the person on the other end of the phone may have written it down and either used it or threw it away and into the hands of some garbage hunter. Then another opprotunity appeared when the pizza arrived. The delievery person made a rubbing of my card which again could have been used or discarded and later picked up. I don't know if either of these senerios is how my debit card number got out but the fact that the simple act of ordering a pizza could lead to you being defrauded is a little unnerving. Perhaps from now on I'll pay cash.