Adventures in Banking

In the last week I have deposited my bonus check, a payroll check, and Chirstmas gift money into my checking account, yet my balance is currently $27. This I find frusterating. My bonus check was deposited four days ago and still has not cleared. I suppose the bank does not believe that I can make a dseposit that large. Additionally, I had to deposit my payroll check at an ATM because I am changing the account my direct deposit goes into so my bank will stop charging my $6 a month. For the second pay period in a row the direct deposit has failed to automatically put the funds in the accout while I got charged another $6 fee. And then to top it all off I went to take some cash out for New Years and of course I accidently touched the button that withdrawls $400 from the account, so I had to take the money that I didn't want and throw it in a deposit envelope. The odd thing about that situation was that according to my account balance, I didn't even have $400 to withdraw. I hope that all the bankers are taking the week off so I can actually have some money to my name at one point.